Do you need a better way to compare cheaper Ford Escape insurance in Denver? Having to pay for pricey Ford Escape insurance in Denver can drain your savings account and require stricter spending habits. Comparing rates annually is a great way to make sure you're not throwing money away.
A study showed that 70% of consumers have remained with the same car insurance company for over three years, and nearly half have never even compared quotes to find cheaper rates. The average driver in Colorado can cut their rates by roughly $600 a year just by comparing rates, but most tend to underestimate how much they could save if they changed companies.
People have multiple insurance companies to insure vehicles with, and even though it's nice to have a choice, having more auto insurance companies makes it harder to compare rates and find the lowest cost car insurance.
Consumers should take time to quote other rates at least once a year because car insurance prices are constantly changing. Despite the fact that you may have had the lowest quotes on Ford Escape insurance in Denver two years ago you can probably find a lower rate today. Forget all the misinformation about car insurance because you're going to get a crash course in the easiest way to properly buy coverages and cut your premium.
Compare Denver Ford Escape insurance quotes online
Just remember that having more price comparisons will improve the odds of getting better pricing.
The auto insurance companies shown below can provide free quotes in Denver, CO. If multiple providers are shown, it's a good idea that you visit several of them to get the best price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Escape XLS 2WD||$252||$506||$388||$22||$116||$1,284||$107|
|Escape XLS 4WD||$214||$372||$404||$24||$120||$1,134||$95|
|Escape XLT 2WD||$216||$346||$308||$18||$92||$980||$82|
|Escape Limited 2WD||$190||$312||$338||$20||$102||$962||$80|
|Escape XLT 4WD||$260||$440||$338||$20||$102||$1,160||$97|
|Escape Limited 4WD||$164||$330||$362||$22||$108||$986||$82|
|Get Your Own Custom Quote Go|
Data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Price information does not factor in your specific Denver location which can modify premium rates greatly.
Ford Escape annual premiums for males versus females
The example below shows the difference between Ford Escape auto insurance rates for male and female drivers. The premiums are based on no claims or driving violations, full physical damage coverage, $500 deductibles, single marital status, and no additional discounts are factored in.
The example below illustrates how your choice of deductibles and can increase or decrease Ford Escape insurance costs for different ages of insureds. The data is based on a married female driver, comp and collision included, and no policy discounts are applied.
Insurance agent or online?
A small number of people just want to buy from a local agent and that is a personal choice. The best thing about comparing insurance prices online is you can get the best rates and still buy from a local agent. Supporting small agencies is definitely important in Denver.
Once you complete this simple form, your coverage information is instantly submitted to agents in your area who can give free rate quotes for your auto insurance coverage. It makes it easy because there is no need to find an agent on your own since rate quotes are delivered to you instantly. You can find lower rates without having to waste a lot of time. If you wish to get a comparison quote from a specific auto insurance provider, you just need to navigate to their website and give them your coverage information.
Exclusive or Independent: There is a difference
If you want a reliable insurance agency, it's important to understand the different types of agencies to choose from. Auto insurance agents are either independent agents or exclusive agents.
These type of agents are not employed by one company and that enables them to quote your coverage with many different companies depending on which coverage is best. If your agent finds better pricing, your agent can just switch to a different company and you don't have to find a new agent.
If you need lower rates, you will definitely want to get some free quotes from several independent agencies to get the most accurate price comparison.
Listed below is a short list of independent agents in Denver that may be able to give you pricing information.
Exclusive Auto Insurance Agencies
Exclusive agencies can only provide one company's prices such as State Farm, AAA, and Liberty Mutual. Exclusive agents are unable to provide prices from multiple companies so they have no alternatives for high prices. Exclusive agents receive a lot of sales training on the products they sell and that enables them to sell even at higher rates.
Shown below is a list of exclusive insurance agents in Denver willing to provide comparison quotes.
American Family Insurance - Abbie Davis Tanner Agency Inc
2855 Speer Blvd Suite D - Denver, CO 80211 - (303) 333-0205 - View Map
Choosing an car insurance agent should depend on more than just the quoted price. Any agent in Denver should be willing to answer these questions.
- Do the agents have professional certifications like CPCU or CIC?
- How long have they been in business?
- Is the quote a firm price?
- Can you contact them at any time?
- Will the agent or a CSR service your policy?