Insurance quote for Chevy Cruze in Fort CollinsPricey car insurance in Fort Collins can bottom out your bank account and force you to prioritize other expenses. Performing a rate comparison is a great way to make sure you're not throwing money away.

Amazingly, a recent NerdWallet.com study showed that the vast majority of consumers have purchased from the same company for a minimum of four years, and almost half have never quoted rates to find cheap coverage. Fort Collins drivers can save about 35% each year just by getting comparison quotes, but they don't believe how much savings they would realize if they switched to a cheaper policy.

Drivers have many auto insurance companies to insure vehicles with, and although it's a good thing to have a choice, it can be more difficult to find the lowest rates for Chevy Cruze insurance in Fort Collins.

To get low cost Fort Collins car insurance quotes, there a variety of ways of comparing rate quotes from lots of Colorado auto insurance companies. The easiest way to find cheaper Chevy Cruze rates is to jump online and get quotes.

Comparing rates online is fast and free, and it replaces the need to go to insurance agents' offices. The ability to quote Chevy Cruze insurance online can eliminate the need for a local agent unless you have a complicated situation and need the personal advice of a local Fort Collins agent. You can, however, find lower rates online but still have the advice of a local agent.

When comparing auto insurance rates, know that getting more free quotes gives you a better chance of getting better pricing. Some regional insurers cannot provide price estimates online, so you should also compare price estimates from the smaller companies as well.

The companies in the list below have been selected to offer free quotes in Fort Collins, CO. If multiple companies are shown, we suggest you click on several of them to get the lowest price.

Check for these discounts on Chevy Cruze insurance in Fort Collins

Companies don't necessarily list all available discounts in a way that's easy to find, so the below list has a few of the more common as well as the least known ways to save on insurance. If you're not getting every credit possible, you are not getting the best rate possible.Save money with discounts

While discounts sound great, it's important to understand that most of the big mark downs will not be given to your bottom line cost. Most only reduce the price of certain insurance coverages like comp or med pay. Despite the fact that it seems like adding up those discounts means a free policy, companies wouldn't make money that way.

A few of the larger companies and some of the premium reductions they offer can be found below.

Before purchasing a policy, check with every prospective company how you can save money. Some discounts listed above may not apply in Fort Collins. For a list of insurers who offer insurance discounts in Colorado, click this link.

Choosing Cruze insurance is an important decision

Even though Fort Collins Cruze insurance rates can get expensive, paying for insurance is mandatory in Colorado but it also protects more than you think.

The benefits of carrying enough insurance greatly outweigh the cost, particularly when you have a large claim. According to a survey of 1,000 drivers, the average driver is overpaying more than $869 every year so it's recommended you shop around every year to ensure rates are inline.

Tailor your car insurance coverage to you

When selecting adequate coverage, there isn't really a cookie cutter policy. Your situation is unique so this has to be addressed.Drive safe and save Here are some questions about coverages that may help highlight whether or not you may require specific advice.

If you're not sure about those questions but you know they apply to you, you may need to chat with a licensed agent. If you want to speak to an agent in your area, simply complete this short form or you can also visit this page to select a carrier

Compare rate quotes but buy from a neighborhood Fort Collins auto insurance agent

Some people would prefer to sit down with an agent. One of the great benefits of comparing insurance prices online is that you can find cheap rate quotes but also keep your business local.

After filling out this simple form, your coverage information is instantly submitted to local insurance agents who will give you quotes for your business. You won't even need to contact an agency due to the fact that quote results will go to your email. Get lower rates AND a local agent. If you have a need to quote rates from one company in particular, you just need to search and find their rate quote page to submit a rate quote request.

Picking the best insurer needs to be determined by more than just a cheap price. You should also get answers to these questions.

Exclusive or Independent: There is a difference

When looking for local Fort Collins agents, it's important to understand the different types of agencies from which to choose. Auto insurance agencies are categorized either independent agents or exclusive agents.

Exclusive Auto Insurance Agencies

Exclusive agencies are contracted to one company and some examples include Farmers Insurance, State Farm, or Allstate. Exclusive agents cannot shop your coverage around so keep that in mind. Exclusive agencies are usually quite knowledgeable on their company's products which can be an advantage.

The following are exclusive agencies in Fort Collins that can give you price quote information.


19 Old Town Square Ste 238 - Fort Collins, CO 80524 - (970) 472-9467 - View Map


1057 Robertson St - Fort Collins, CO 80524 - (970) 224-4285 - View Map


5620 Fossil Creek Pkwy Ste 1100 - Fort Collins, CO 80525 - (970) 225-0304 - View Map

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Independent Agents

These agents can quote rates with many companies and that gives them the ability to insure with many different companies and find the cheapest rate. If they quote lower rates, your policy is moved internally and you don't have to do anything. When shopping rates, you will definitely want to get several quotes from a few independent agents to get the best comparison.

The following are Fort Collins independent insurance agencies that can give you rate quotes.


421 Stover St - Fort Collins, CO 80524 - (970) 224-5500 - View Map


1015 W Horsetooth Rd - Fort Collins, CO 80526 - (970) 221-1141 - View Map


4532 E Boardwalk Dr #200 - Fort Collins, CO 80525 - (970) 482-7747 - View Map

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